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Ratio Aperta

How USEFULCOACH LTD sets its prices, and the figures behind them

This page explains how USEFULCOACH LTD sets the price of useful. coaching, and publishes the figures behind it, from what comes in to what the owner takes home. It follows Ratio Aperta, a standard for showing what a price is made of, which the company’s director, Tom Herbert, started.

Meets Ratio Aperta 0.1 (ratioaperta.org), since October 2026.

1. The Offering

useful. Contextual Behavioural Nutrition. Process-based sports nutrition and mental performance coaching for climbers, athletes, artists, and dancers, drawing on contextual behavioural science. It starts with an initial 6-week package and then continues monthly, with unlimited video calls and messaging support throughout. It also includes a nutrition planning sheet, Cronometer Gold and Sequence subscriptions, and the client documentation. Every call and message is with Tom, the company’s director and only coach.

CoachingPrice
Initial 6-week package£350 (£200 plus a £150 setup fee)
Then monthly: reduced£150
Then monthly: standard£200
Then monthly: pay it forward£250

After the first 6 weeks the client chooses the monthly fee, and can change it at any time. Calls and messaging are unlimited at every level. Coaching renews each month until the client cancels, which they can do at any time, and it carries on until the end of the period they have paid for.

2. The Price

Where a £200 month goes.

A £200 month, 2025/26
Running costs£56
Tax on profit£18
Left for the coach’s time£126
Calls, on averageabout 2½ hours a month
Messaging and adminabout 30 minutes a week
The coach’s timeabout 5 hours a month
Works out atabout £25 an hour, before personal tax

Running costs and corporation tax are the year’s totals divided by its 143 paid client-months, a client-month being one client paying for one month. Call hours come from the booking systems. Messaging and admin is Tom’s estimate. Running costs include each client’s Cronometer and Sequence seats, about £3.50 a month.

How the price relates to the cost. It wasn’t built up from an hourly rate. Calls are unlimited, so time varies a lot between clients and from month to month, and the fee is an average across them: some months a client uses far more than 5 hours, some far less. The first 6 weeks cost more because starting takes the most time, and the £150 setup fee covers that so the monthly fee can stay flexible.

Why £200. This part is judgement. Tom wanted a figure that was round, seemed reasonable, and made it more likely that someone could stay long enough for the changes to last, rather than stopping after a month because of the cost. £150 is there for anyone who needs it, and £250 helps cover the difference for someone on £150. So about £25 an hour is a choice, made for staying power rather than margin.

3. The Accounts

YearIncomeRunning costsTaxOwner's payLeft in the business
2025/26£34,434£8,038£2,626£24,076−£306
2024/25£41,809£8,002£4,034£30,576−£803
2023/24£27,723£8,561£1,258£17,576£328
2022/23£37,964£8,657£3,612£23,546£2,149
2021/22£39,900£8,723£4,213£29,999−£3,035
2020/21£42,500£6,892£5,189£32,104−£1,685
2019/20£16,928£5,544£869£7,861£2,654

USEFULCOACH LTD, financial years from 1 September to 31 August; the first runs from incorporation on 22 August 2019. Figures to 31 Aug 2026, from the accounting records in FreeAgent.

Where the last column is negative, the owner was paid more than the year earned after costs and tax, with the difference coming from profit kept in earlier years.

4. The Costs

What it's for2025/262024/252023/242022/232021/222020/212019/20
Software and tools£2,519£2,128£1,635£2,083£3,084£2,640£2,153
Employer's National Insurance£1,136£514£479....
Training and learning£959£812£2,945£1,802£670£385£259
Card and bank fees£854£1,330£734£887£755£550£351
Website and hosting£689£659£666£167...
Phone£438£455£376£725£301..
Company, legal and accounts£397£658£676£622£994£439£398
Travel£446£592£84£157£126£31.
Use of home£312£312£312£312£312£312£216
Equipment and depreciation..£85£540£929£1,088£2,028
Insurance.£198£189£189£179£150.
Products, subcontractors and referrals£44£114£230£1,043£1,348£1,223£84
Other£244£230£150£130£25£74£55
Running costs£8,038£8,002£8,561£8,657£8,723£6,892£5,544

A dot means nothing was spent. Other is whatever is left over, so each column adds up to the running costs in section 3.

The Method

USEFULCOACH LTD’s figures are pulled by script from its accounting records in FreeAgent, on an accruals basis (counted when invoiced or incurred, not when paid), and rounded to the pound. Last synced 4 Oct 2026.

Against the filed accounts. USEFULCOACH LTD files micro-entity accounts, which have a balance sheet but no profit and loss account. So the check is the last column of section 3: the amount left in the business each year equals the change in net assets on the filed balance sheet, to within £4. The first year’s filed accounts include a profit and loss account and match, apart from £4 of turnover (£16,924 filed, £16,928 here). The 2025/26 accounts are not yet filed.

Referrals. The company pays a personal trainer £30 for each client referred: three so far, £90 to the end of September 2026, counted in products, subcontractors and referrals in section 4. The fee comes out of what the company receives, not added to the client’s price, so a referred client pays the same as anyone else. The links to Fathom, the analytics provider, on useful.coach and ratioaperta.org are referral links, and have earned nothing so far.